 |
| CreditHela is a digital mobile loan app that offers loans to Kenyans via M-Pesa. (Photo/Business Daily) |
In this article we shall be discussing three things that different internet users have been searching most on Google about CreditHela loan app in the recent past.
a). What is CreditHela?
CreditHela is a mobile loan app that gives loans to Kenyan digital borrowers through M-Pesa.
The app uses a risk-based pricing methodology to assess individual borrower's risk to develop a risk-pricing plan.
This methodology ensures that only the best category of borrowers will access loans on the app. CreditHela loans range between Sh1,500 and Sh80,000 with a repayment period of up to 365 days.
b). How do I repay my *Hela* Loan?
First, it is good to distinguish as indicated in the screenshot below, there is a distinctive difference between CreditHela and Hela. The two apps are unrelated and do not share any form of relationship or interaction whatsoever.
That said, before we can discuss on how to repay a CreditHela loan, let's briefly focus on the simple 3-step CreditHela loan application process.
All you need is to first download the CreditHela app from Google playstore, then fill in all the information that the app asks of you. Finally, apply and get a loan in your M-Pesa wallet within minutes upon successful approval.
* How to Repay CreditHela Loan
1. Go to M-Pesa toolkit.
2. Select Lipa na M-Pesa.
3. Choose Paybill and enter CreditHela Paybill number 7186653.
4. Enter your mobile number as account number.
5. Enter the loan amount to repay.
6. Enter your M-Pesa PIN and click OK to confirm if details are correct.
7. Submit to repay your CreditHela loan.
c). How do I use coupons on CreditHela?
You can simply apply your CreditHela coupon following the steps below:
1. Click on the Payments tab in your CreditHela app dashboard.
2. Once there, enter the coupon code in the 'Promotional Codes' section on your right-hand side.
3. Finally, click 'Apply' and you are done.